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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,433 | $63,845+30.7% | $81,370+2.5% | $80,959+3.1% |
| Participation rate | 90.9% | 63.9%+27.0pp | 69.5%+21.4pp | 67.7%+23.2pp |
| Annual return | 7.86% | 16.37%-8.5pp | 24.85%-17.0pp | 35.67%-27.8pp |
| Employer contribution / active EE | $3,661 | $1,980+84.9% | $2,464+48.6% | $2,757+32.8% |
| Participant deferral / active EE | $6,402 | $3,093+107.0% | $3,885+64.8% | $4,300+48.9% |
| Admin fee / account holder | $12,580 | $5,688+121.2% | $5,749+118.8% | $6,925+81.7% |