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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,135 | $124,314+44.9% | $109,163+65.0% | $167,518+7.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 18.37% | 26.04%-7.7pp | 25.75%-7.4pp | 478.71%-460.3pp |
| Employer contribution / active EE | $2,440 | $4,209-42.0% | $3,723-34.4% | $4,838-49.6% |
| Participant deferral / active EE | $6,897 | $5,256+31.2% | $4,654+48.2% | $6,342+8.8% |
| Admin fee / account holder | $384 | $7,973-95.2% | $6,754-94.3% | $12,312-96.9% |