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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,352 | $133,981+14.5% | $112,249+36.6% | $134,532+14.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.33% | 47.16%-68.5pp | 27.48%-48.8pp | 418.27%-439.6pp |
| Employer contribution / active EE | $2,958 | $4,040-26.8% | $3,636-18.6% | $4,741-37.6% |
| Participant deferral / active EE | $8,478 | $5,292+60.2% | $4,729+79.3% | $6,401+32.5% |
| Admin fee / account holder | $11,116 | $7,492+48.4% | $6,412+73.4% | $11,429-2.7% |