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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,515 | $106,247+109.4% | $96,515+130.6% | $139,466+59.5% |
| Participation rate | 94.1% | 77.8%+16.3pp | 74.3%+19.8pp | 80.3%+13.8pp |
| Annual return | 26.48% | 38.47%-12.0pp | 35.73%-9.3pp | 373.66%-347.2pp |
| Employer contribution / active EE | $2,734 | $4,106-33.4% | $3,740-26.9% | $4,754-42.5% |
| Participant deferral / active EE | $7,896 | $5,456+44.7% | $4,880+61.8% | $6,712+17.6% |
| Admin fee / account holder | $1,368 | $7,885-82.6% | $6,735-79.7% | $11,409-88.0% |