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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,274 | $95,453-4.4% | $112,040-18.5% | $82,448+10.7% |
| Participation rate | 92.3% | 72.8%+19.6pp | 76.5%+15.8pp | 68.1%+24.2pp |
| Annual return | 13.68% | 23.92%-10.2pp | 24.52%-10.8pp | 41.64%-28.0pp |
| Employer contribution / active EE | $368 | $2,318-84.1% | $2,954-87.5% | $2,551-85.6% |
| Participant deferral / active EE | $5,863 | $4,224+38.8% | $5,098+15.0% | $4,139+41.6% |
| Admin fee / account holder | $13,485 | $9,013+49.6% | $12,098+11.5% | $7,234+86.4% |