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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,274 | $97,550-6.4% | $120,344-24.2% | $87,485+4.3% |
| Participation rate | 92.3% | 72.8%+19.5pp | 76.7%+15.6pp | 68.9%+23.4pp |
| Annual return | 13.68% | 18.41%-4.7pp | 20.30%-6.6pp | 26.06%-12.4pp |
| Employer contribution / active EE | $368 | $2,291-83.9% | $3,020-87.8% | $2,596-85.8% |
| Participant deferral / active EE | $5,863 | $4,230+38.6% | $5,135+14.2% | $4,274+37.2% |
| Admin fee / account holder | $13,485 | $9,543+41.3% | $12,742+5.8% | $7,775+73.4% |