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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,943 | $78,428+82.3% | $95,960+49.0% | $79,852+79.0% |
| Participation rate | 75.0% | 73.5%+1.5pp | 77.1%-2.1pp | 69.6%+5.4pp |
| Annual return | 14.92% | 19.37%-4.5pp | 91.63%-76.7pp | 31.72%-16.8pp |
| Employer contribution / active EE | $300 | $1,945-84.6% | $2,541-88.2% | $2,471-87.8% |
| Participant deferral / active EE | $3,710 | $3,440+7.8% | $4,167-11.0% | $3,740-0.8% |
| Admin fee / account holder | $2,508 | $5,622-55.4% | $6,797-63.1% | $5,306-52.7% |