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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,545 | $94,031+68.6% | $115,768+37.0% | $82,448+92.3% |
| Participation rate | 96.6% | 70.4%+26.1pp | 74.4%+22.2pp | 68.1%+28.5pp |
| Annual return | 14.20% | 20.61%-6.4pp | 100.46%-86.3pp | 41.64%-27.4pp |
| Employer contribution / active EE | $3,442 | $2,323+48.1% | $2,940+17.1% | $2,551+34.9% |
| Participant deferral / active EE | $4,358 | $3,972+9.7% | $4,917-11.4% | $4,139+5.3% |
| Admin fee / account holder | $21,298 | $10,249+107.8% | $12,439+71.2% | $7,234+194.4% |