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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,396 | $76,367+99.6% | $93,614+62.8% | $72,983+108.8% |
| Participation rate | 100.0% | 71.7%+28.3pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 17.02% | 25.82%-8.8pp | 32.76%-15.7pp | 81.01%-64.0pp |
| Employer contribution / active EE | $3,139 | $2,275+38.0% | $2,718+15.5% | $2,440+28.7% |
| Participant deferral / active EE | $3,580 | $3,538+1.2% | $4,069-12.0% | $3,608-0.8% |
| Admin fee / account holder | $1,383 | $6,838-79.8% | $7,889-82.5% | $5,124-73.0% |