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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,970 | $92,219-46.9% | $76,767-36.2% | $135,380-63.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -4.80% | 5.46%-10.3pp | 2.43%-7.2pp | 519.81%-524.6pp |
| Employer contribution / active EE | $470 | $3,216-85.4% | $2,485-81.1% | $4,779-90.2% |
| Participant deferral / active EE | $1,389 | $4,508-69.2% | $3,852-63.9% | $5,609-75.2% |
| Admin fee / account holder | $3,407 | $10,749-68.3% | $6,675-49.0% | $10,828-68.5% |