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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,717 | $100,811-8.0% | $86,698+6.9% | $134,545-31.1% |
| Participation rate | 90.9% | 79.0%+12.0pp | 76.6%+14.3pp | 81.2%+9.7pp |
| Annual return | -15.24% | 29.11%-44.4pp | 35.96%-51.2pp | 418.37%-433.6pp |
| Employer contribution / active EE | $736 | $3,490-78.9% | $2,837-74.0% | $4,742-84.5% |
| Participant deferral / active EE | $1,807 | $5,339-66.2% | $4,656-61.2% | $6,401-71.8% |
| Admin fee / account holder | $8,632 | $10,926-21.0% | $7,492+15.2% | $11,431-24.5% |