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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,486 | $88,707-62.3% | $74,184-54.9% | $273,972-87.8% |
| Participation rate | 95.5% | 79.4%+16.0pp | 76.6%+18.8pp | 83.0%+12.4pp |
| Annual return | 8.03% | 11.94%-3.9pp | 17.74%-9.7pp | 41.46%-33.4pp |
| Employer contribution / active EE | $974 | $3,159-69.2% | $2,370-58.9% | $4,869-80.0% |
| Participant deferral / active EE | $1,215 | $4,212-71.1% | $3,550-65.8% | $5,287-77.0% |
| Admin fee / account holder | $2,153 | $8,717-75.3% | $5,586-61.5% | $10,133-78.8% |