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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.1 year Service code 15 · EIN 23-1945930 | Recordkeeping | $17,021 |
WEALTHPOINT ADVISORS LLC1 year Filed as: WEALTHPOINT ADVISORS Service code 27 · EIN 27-0854154 | Advisory (Plan) | $16,124 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,565 | $71,873-58.9% | $86,698-65.9% | $68,490-56.8% |
| Participation rate | 90.6% | 72.2%+18.3pp | 76.6%+14.0pp | 67.9%+22.7pp |
| Annual return | -12.56% | 3.54%-16.1pp | 35.96%-48.5pp | -7.85%-4.7pp |
| Employer contribution / active EE | $911 | $2,173-58.1% | $2,837-67.9% | $2,597-64.9% |
| Participant deferral / active EE | $1,954 | $3,779-48.3% | $4,656-58.0% | $4,028-51.5% |
| Admin fee / account holder | $364 | $6,110-94.0% | $7,492-95.1% | $5,403-93.3% |