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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,824 | $78,423-42.8% | $95,964-53.3% | $79,856-43.9% |
| Participation rate | 79.6% | 73.5%+6.1pp | 77.1%+2.5pp | 69.6%+10.0pp |
| Annual return | 7.71% | 19.37%-11.7pp | 91.64%-83.9pp | 31.71%-24.0pp |
| Employer contribution / active EE | $1,075 | $1,945-44.8% | $2,541-57.7% | $2,471-56.5% |
| Participant deferral / active EE | $2,343 | $3,440-31.9% | $4,167-43.8% | $3,741-37.4% |
| Admin fee / account holder | $3,181 | $5,622-43.4% | $6,797-53.2% | $5,306-40.1% |