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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,573 | $100,194-44.5% | $122,979-54.8% | $86,983-36.1% |
| Participation rate | 93.9% | 73.0%+21.0pp | 77.2%+16.8pp | 69.5%+24.4pp |
| Annual return | 16.77% | 16.47%+0.3pp | 20.12%-3.3pp | 25.83%-9.1pp |
| Employer contribution / active EE | $415 | $2,326-82.2% | $3,062-86.5% | $2,584-84.0% |
| Participant deferral / active EE | $2,514 | $4,133-39.2% | $5,003-49.8% | $4,194-40.1% |
| Admin fee / account holder | $5,686 | $10,148-44.0% | $12,864-55.8% | $7,856-27.6% |