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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,044 | $78,690+404.6% | $161,489+145.9% | $87,485+353.8% |
| Participation rate | 79.5% | 67.5%+12.0pp | 78.7%+0.8pp | 68.9%+10.6pp |
| Annual return | 18.34% | 32.74%-14.4pp | 89.72%-71.4pp | 26.06%-7.7pp |
| Employer contribution / active EE | $5,463 | $2,588+111.1% | $4,268+28.0% | $2,596+110.4% |
| Participant deferral / active EE | $3,440 | $3,311+3.9% | $5,630-38.9% | $4,274-19.5% |
| Admin fee / account holder | $11,778 | $6,724+75.2% | $16,006-26.4% | $7,775+51.5% |