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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,728 | $73,848+265.2% | $143,799+87.6% | $68,486+293.8% |
| Participation rate | 82.9% | 66.7%+16.3pp | 80.3%+2.6pp | 67.9%+15.0pp |
| Annual return | -17.20% | 0.91%-18.1pp | -0.04%-17.2pp | -7.85%-9.3pp |
| Employer contribution / active EE | $4,619 | $3,184+45.1% | $4,952-6.7% | $2,597+77.9% |
| Participant deferral / active EE | $3,053 | $3,385-9.8% | $5,638-45.9% | $4,028-24.2% |
| Admin fee / account holder | $10,562 | $5,755+83.5% | $14,677-28.0% | $5,404+95.5% |