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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,224 | $81,276+287.8% | $155,574+102.6% | $80,925+289.5% |
| Participation rate | 82.1% | 66.2%+15.8pp | 78.2%+3.8pp | 67.7%+14.4pp |
| Annual return | 13.60% | 33.36%-19.8pp | 64.87%-51.3pp | 35.65%-22.0pp |
| Employer contribution / active EE | $5,367 | $3,103+73.0% | $4,676+14.8% | $2,756+94.7% |
| Participant deferral / active EE | $3,276 | $3,453-5.1% | $5,629-41.8% | $4,299-23.8% |
| Admin fee / account holder | $9,833 | $7,993+23.0% | $15,914-38.2% | $6,940+41.7% |