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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,186 | $77,908+304.6% | $149,696+110.6% | $75,173+319.3% |
| Participation rate | 81.0% | 65.6%+15.4pp | 78.8%+2.2pp | 67.2%+13.7pp |
| Annual return | 16.94% | 31.73%-14.8pp | 134.46%-117.5pp | 160.72%-143.8pp |
| Employer contribution / active EE | $4,771 | $3,138+52.1% | $4,821-1.0% | $2,671+78.6% |
| Participant deferral / active EE | $2,926 | $3,411-14.2% | $5,682-48.5% | $4,126-29.1% |
| Admin fee / account holder | $8,515 | $5,950+43.1% | $13,212-35.6% | $5,651+50.7% |