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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,044 | $76,407+419.6% | $150,298+164.2% | $82,448+381.6% |
| Participation rate | 79.5% | 66.4%+13.1pp | 77.8%+1.7pp | 68.1%+11.4pp |
| Annual return | 18.34% | 39.99%-21.7pp | 62.79%-44.4pp | 41.64%-23.3pp |
| Employer contribution / active EE | $5,463 | $2,614+109.0% | $4,154+31.5% | $2,551+114.2% |
| Participant deferral / active EE | $3,440 | $3,214+7.0% | $5,453-36.9% | $4,139-16.9% |
| Admin fee / account holder | $11,778 | $6,352+85.4% | $14,116-16.6% | $7,234+62.8% |