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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,224 | $81,358+287.5% | $155,556+102.6% | $80,959+289.4% |
| Participation rate | 82.1% | 66.3%+15.8pp | 78.2%+3.8pp | 67.7%+14.4pp |
| Annual return | 13.60% | 33.39%-19.8pp | 64.84%-51.2pp | 35.67%-22.1pp |
| Employer contribution / active EE | $5,367 | $3,106+72.8% | $4,675+14.8% | $2,757+94.6% |
| Participant deferral / active EE | $3,276 | $3,455-5.2% | $5,631-41.8% | $4,300-23.8% |
| Admin fee / account holder | $9,833 | $7,994+23.0% | $15,885-38.1% | $6,925+42.0% |