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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,407 | $73,009-39.2% | $90,760-51.1% | $68,486-35.2% |
| Participation rate | 84.4% | 70.8%+13.5pp | 75.7%+8.7pp | 67.9%+16.5pp |
| Annual return | -19.31% | -13.81%-5.5pp | -12.16%-7.2pp | -7.85%-11.5pp |
| Employer contribution / active EE | $2,233 | $2,193+1.8% | $2,922-23.6% | $2,597-14.0% |
| Participant deferral / active EE | $3,278 | $3,626-9.6% | $4,565-28.2% | $4,028-18.6% |
| Admin fee / account holder | $7,840 | $5,896+33.0% | $8,444-7.2% | $5,404+45.1% |