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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,518 | $81,208-25.5% | $98,920-38.8% | $79,856-24.2% |
| Participation rate | 96.0% | 72.5%+23.5pp | 76.0%+20.0pp | 69.6%+26.4pp |
| Annual return | 10.18% | 60.99%-50.8pp | 196.47%-186.3pp | 31.71%-21.5pp |
| Employer contribution / active EE | $2,982 | $1,960+52.2% | $2,689+10.9% | $2,471+20.7% |
| Participant deferral / active EE | $3,614 | $3,265+10.7% | $4,245-14.9% | $3,741-3.4% |
| Admin fee / account holder | $4,137 | $6,013-31.2% | $6,643-37.7% | $5,306-22.0% |