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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,516 | $61,660-39.2% | $80,022-53.1% | $64,173-41.5% |
| Participation rate | 83.3% | 71.7%+11.6pp | 75.8%+7.5pp | 69.6%+13.8pp |
| Annual return | -10.03% | -0.33%-9.7pp | 11.22%-21.2pp | 7.63%-17.7pp |
| Employer contribution / active EE | $2,046 | $1,810+13.0% | $2,468-17.1% | $2,381-14.0% |
| Participant deferral / active EE | $2,372 | $2,968-20.1% | $3,686-35.6% | $3,470-31.6% |
| Admin fee / account holder | $423 | $5,417-92.2% | $6,521-93.5% | $4,887-91.3% |