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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,241 | $88,710-77.2% | $81,783-75.3% | $145,959-86.1% |
| Participation rate | 75.0% | 75.0%0pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 14.40% | 1027.26%-1012.9pp | 775.05%-760.7pp | 561.95%-547.5pp |
| Employer contribution / active EE | $3,936 | $3,083+27.6% | $2,913+35.1% | $4,661-15.6% |
| Participant deferral / active EE | $5,516 | $4,645+18.8% | $4,320+27.7% | $6,689-17.5% |
| Admin fee / account holder | $874 | $8,407-89.6% | $7,380-88.2% | $13,398-93.5% |