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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,872 | $100,895-86.3% | $90,430-84.7% | $158,950-91.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -1.22% | 1725.54%-1726.8pp | 1293.73%-1295.0pp | 302.91%-304.1pp |
| Employer contribution / active EE | $1,457 | $3,689-60.5% | $3,262-55.3% | $4,762-69.4% |
| Participant deferral / active EE | $1,610 | $4,347-63.0% | $3,963-59.4% | $5,983-73.1% |
| Admin fee / account holder | $10,970 | $6,505+68.6% | $5,613+95.4% | $11,248-2.5% |