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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,050 | $54,229+16.3% | $70,093-10.0% | $68,498-8.0% |
| Participation rate | 37.8% | 64.5%-26.7pp | 70.5%-32.7pp | 67.9%-30.1pp |
| Annual return | -12.81% | -13.87%+1.1pp | 190.73%-203.5pp | -7.84%-5.0pp |
| Employer contribution / active EE | $771 | $2,018-61.8% | $2,560-69.9% | $2,596-70.3% |
| Participant deferral / active EE | $2,804 | $2,956-5.1% | $3,849-27.2% | $4,027-30.4% |
| Admin fee / account holder | $964 | $4,694-79.5% | $6,267-84.6% | $5,403-82.2% |