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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,254 | $58,927-31.7% | $76,824-47.6% | $72,986-44.8% |
| Participation rate | 54.8% | 67.3%-12.6pp | 72.1%-17.3pp | 69.5%-14.7pp |
| Annual return | 20.17% | 2305.64%-2285.5pp | 1166.26%-1146.1pp | 81.01%-60.8pp |
| Employer contribution / active EE | $869 | $1,787-51.4% | $2,302-62.3% | $2,440-64.4% |
| Participant deferral / active EE | $2,817 | $2,690+4.7% | $3,336-15.5% | $3,607-21.9% |
| Admin fee / account holder | $679 | $4,013-83.1% | $6,421-89.4% | $5,124-86.7% |