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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,254 | $58,391-31.1% | $76,667-47.5% | $72,976-44.8% |
| Participation rate | 54.8% | 67.4%-12.6pp | 72.1%-17.3pp | 69.5%-14.7pp |
| Annual return | 20.17% | 2306.65%-2286.5pp | 1166.74%-1146.6pp | 81.02%-60.8pp |
| Employer contribution / active EE | $869 | $1,787-51.4% | $2,303-62.3% | $2,440-64.4% |
| Participant deferral / active EE | $2,817 | $2,690+4.7% | $3,336-15.5% | $3,608-21.9% |
| Admin fee / account holder | $679 | $4,014-83.1% | $6,423-89.4% | $5,124-86.7% |