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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,302 | $54,162-49.6% | $68,612-60.2% | $64,173-57.5% |
| Participation rate | 64.4% | 68.1%-3.6pp | 72.2%-7.8pp | 69.6%-5.1pp |
| Annual return | -6.22% | -1.62%-4.6pp | -4.63%-1.6pp | 7.63%-13.9pp |
| Employer contribution / active EE | $793 | $1,846-57.0% | $2,625-69.8% | $2,381-66.7% |
| Participant deferral / active EE | $2,017 | $2,626-23.2% | $3,311-39.1% | $3,470-41.9% |
| Admin fee / account holder | $1,708 | $4,029-57.6% | $5,131-66.7% | $4,887-65.1% |