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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,492 | $86,949-68.4% | $102,460-73.2% | $80,959-66.0% |
| Participation rate | 83.3% | 72.4%+10.9pp | 76.5%+6.8pp | 67.7%+15.7pp |
| Annual return | 14.58% | 18.89%-4.3pp | 29.47%-14.9pp | 35.67%-21.1pp |
| Employer contribution / active EE | $1,628 | $2,370-31.3% | $3,025-46.2% | $2,757-41.0% |
| Participant deferral / active EE | $1,916 | $4,121-53.5% | $5,056-62.1% | $4,300-55.4% |
| Admin fee / account holder | $6,325 | $8,048-21.4% | $9,460-33.1% | $6,925-8.7% |