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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,637 | $76,551+4.0% | $123,894-35.7% | $62,881+26.6% |
| Participation rate | 91.1% | 73.0%+18.2pp | 81.4%+9.7pp | 69.3%+21.8pp |
| Annual return | 11.98% | 18.68%-6.7pp | 47.52%-35.5pp | 20.14%-8.2pp |
| Employer contribution / active EE | $29 | $2,882-99.0% | $4,617-99.4% | $2,281-98.7% |
| Participant deferral / active EE | $3,964 | $4,840-18.1% | $5,984-33.8% | $3,203+23.7% |
| Admin fee / account holder | $4,683 | $4,826-3.0% | $8,357-44.0% | $4,296+9.0% |