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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,966 | $82,678-21.4% | $125,391-48.2% | $68,490-5.1% |
| Participation rate | 93.8% | 75.1%+18.7pp | 82.4%+11.4pp | 67.9%+25.9pp |
| Annual return | -14.77% | -5.97%-8.8pp | 572.41%-587.2pp | -7.85%-6.9pp |
| Employer contribution / active EE | $1,977 | $3,382-41.5% | $4,816-58.9% | $2,597-23.8% |
| Participant deferral / active EE | $6,207 | $6,111+1.6% | $7,448-16.7% | $4,028+54.1% |
| Admin fee / account holder | $10,077 | $6,277+60.5% | $10,009+0.7% | $5,403+86.5% |