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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,229 | $77,817+19.8% | $123,553-24.5% | $64,173+45.3% |
| Participation rate | 93.8% | 74.7%+19.0pp | 82.3%+11.5pp | 69.6%+24.2pp |
| Annual return | -4.96% | 12.49%-17.4pp | 119.21%-124.2pp | 7.63%-12.6pp |
| Employer contribution / active EE | $11 | $3,014-99.6% | $4,628-99.8% | $2,381-99.6% |
| Participant deferral / active EE | $4,293 | $5,240-18.1% | $6,426-33.2% | $3,470+23.7% |
| Admin fee / account holder | $16,132 | $5,519+192.3% | $9,284+73.8% | $4,887+230.1% |