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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,774 | $103,164-21.7% | $90,259-10.5% | $154,746-47.8% |
| Participation rate | 52.9% | 76.1%-23.1pp | 70.7%-17.8pp | 80.7%-27.8pp |
| Annual return | 13.07% | 19.25%-6.2pp | 18.88%-5.8pp | 172.34%-159.3pp |
| Employer contribution / active EE | $478 | $2,532-81.1% | $2,291-79.1% | $4,379-89.1% |
| Participant deferral / active EE | $1,995 | $4,422-54.9% | $3,827-47.9% | $6,730-70.4% |
| Admin fee / account holder | $4,189 | $8,593-51.3% | $7,267-42.4% | $14,365-70.8% |