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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,869 | $105,960-21.8% | $81,726+1.4% | $158,982-47.9% |
| Participation rate | 50.0% | 75.6%-25.6pp | 72.0%-22.0pp | 82.0%-32.0pp |
| Annual return | 6.77% | 38.19%-31.4pp | 29.49%-22.7pp | 302.99%-296.2pp |
| Employer contribution / active EE | $340 | $7,805-95.6% | $4,311-92.1% | $4,763-92.9% |
| Participant deferral / active EE | $2,116 | $13,011-83.7% | $7,108-70.2% | $5,983-64.6% |
| Admin fee / account holder | $1,281 | $8,494-84.9% | $5,160-75.2% | $11,252-88.6% |