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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,968 | $100,147-29.1% | $81,286-12.7% | $145,877-51.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 16.08% | 34.44%-18.4pp | 24.80%-8.7pp | 551.28%-535.2pp |
| Employer contribution / active EE | $373 | $2,977-87.5% | $2,463-84.9% | $4,663-92.0% |
| Participant deferral / active EE | $2,190 | $4,607-52.5% | $3,883-43.6% | $6,691-67.3% |
| Admin fee / account holder | $42,094 | $8,201+413.3% | $5,764+630.3% | $13,402+214.1% |