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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,479 | $88,603+7.8% | $69,890+36.6% | $134,545-29.0% |
| Participation rate | 61.1% | 74.9%-13.8pp | 70.5%-9.4pp | 81.2%-20.1pp |
| Annual return | -7.17% | 442.93%-450.1pp | 190.84%-198.0pp | 418.37%-425.5pp |
| Employer contribution / active EE | $362 | $3,236-88.8% | $2,560-85.9% | $4,742-92.4% |
| Participant deferral / active EE | $2,281 | $4,771-52.2% | $3,848-40.7% | $6,401-64.4% |
| Admin fee / account holder | $1,920 | $10,443-81.6% | $6,267-69.4% | $11,431-83.2% |