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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,853 | $102,245-49.3% | $89,340-42.0% | $137,256-62.2% |
| Participation rate | 55.6% | 74.9%-19.3pp | 69.6%-14.0pp | 80.0%-24.4pp |
| Annual return | 13.62% | 21.89%-8.3pp | 20.57%-7.0pp | 220.34%-206.7pp |
| Employer contribution / active EE | $337 | $2,529-86.7% | $2,231-84.9% | $4,156-91.9% |
| Participant deferral / active EE | $1,020 | $4,436-77.0% | $3,823-73.3% | $6,407-84.1% |
| Admin fee / account holder | $27,862 | $8,085+244.6% | $6,704+315.6% | $12,270+127.1% |