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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,014 | $91,537+153.5% | $130,045+78.4% | $75,173+208.6% |
| Participation rate | 75.0% | 71.5%+3.5pp | 78.5%-3.5pp | 67.2%+7.8pp |
| Annual return | -6.85% | -631.55%+624.7pp | -137.30%+130.5pp | 160.72%-167.6pp |
| Employer contribution / active EE | $2,767 | $2,845-2.7% | $4,321-36.0% | $2,671+3.6% |
| Participant deferral / active EE | $6,558 | $4,343+51.0% | $5,820+12.7% | $4,126+58.9% |
| Admin fee / account holder | $1,259 | $6,780-81.4% | $10,600-88.1% | $5,651-77.7% |