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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,552 | $83,485+375.0% | $125,192+216.8% | $72,975+443.4% |
| Participation rate | 92.1% | 73.3%+18.8pp | 79.8%+12.3pp | 69.5%+22.6pp |
| Annual return | -3.52% | 25.77%-29.3pp | 43.79%-47.3pp | 81.01%-84.5pp |
| Employer contribution / active EE | $4,018 | $2,346+71.3% | $3,866+3.9% | $2,440+64.7% |
| Participant deferral / active EE | $9,292 | $3,586+159.1% | $4,937+88.2% | $3,608+157.6% |
| Admin fee / account holder | $924 | $5,518-83.3% | $9,704-90.5% | $5,124-82.0% |