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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,484 | $91,559+361.4% | $133,978+215.3% | $79,856+429.1% |
| Participation rate | 86.7% | 73.3%+13.3pp | 79.8%+6.8pp | 69.6%+17.0pp |
| Annual return | 14.04% | 61.85%-47.8pp | 45.10%-31.1pp | 31.71%-17.7pp |
| Employer contribution / active EE | $2,037 | $2,384-14.6% | $3,919-48.0% | $2,471-17.6% |
| Participant deferral / active EE | $5,065 | $3,734+35.6% | $5,047+0.3% | $3,741+35.4% |
| Admin fee / account holder | $7,009 | $6,321+10.9% | $8,930-21.5% | $5,306+32.1% |