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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,481 | $84,685-66.4% | $73,836-61.4% | $125,389-77.3% |
| Participation rate | 50.0% | 76.8%-26.8pp | 73.4%-23.4pp | 83.2%-33.2pp |
| Annual return | 74.70% | 3123.80%-3049.1pp | 2268.06%-2193.4pp | 282.24%-207.5pp |
| Employer contribution / active EE | $1,611 | $3,123-48.4% | $2,787-42.2% | $4,866-66.9% |
| Participant deferral / active EE | $2,830 | $3,993-29.1% | $3,583-21.0% | $5,352-47.1% |
| Admin fee / account holder | $1,930 | $5,694-66.1% | $4,882-60.5% | $9,541-79.8% |