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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,696 | $90,486-63.9% | $78,676-58.4% | $273,972-88.1% |
| Participation rate | 68.4% | 76.5%-8.1pp | 73.6%-5.1pp | 83.0%-14.6pp |
| Annual return | 8.79% | 75.62%-66.8pp | 62.19%-53.4pp | 41.46%-32.7pp |
| Employer contribution / active EE | $1,381 | $3,175-56.5% | $2,850-51.6% | $4,869-71.6% |
| Participant deferral / active EE | $1,853 | $3,901-52.5% | $3,517-47.3% | $5,287-65.0% |
| Admin fee / account holder | $674 | $5,263-87.2% | $4,510-85.0% | $10,133-93.3% |