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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,467 | $90,607-52.0% | $79,467-45.3% | $135,380-67.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -9.75% | 977.74%-987.5pp | 718.30%-728.1pp | 519.81%-529.6pp |
| Employer contribution / active EE | $2,429 | $3,068-20.8% | $2,800-13.3% | $4,779-49.2% |
| Participant deferral / active EE | $3,527 | $4,050-12.9% | $3,704-4.8% | $5,609-37.1% |
| Admin fee / account holder | $343 | $5,895-94.2% | $5,104-93.3% | $10,828-96.8% |