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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,334 | $56,197-10.4% | $67,652-25.6% | $59,633-15.6% |
| Participation rate | 68.2% | 71.5%-3.3pp | 75.7%-7.5pp | 68.7%-0.5pp |
| Annual return | -0.96% | 18508.10%-18509.1pp | 6625.40%-6626.4pp | 2041.45%-2042.4pp |
| Employer contribution / active EE | $1,136 | $1,615-29.6% | $2,266-49.8% | $2,203-48.4% |
| Participant deferral / active EE | $3,541 | $2,844+24.5% | $3,560-0.5% | $3,192+11.0% |
| Admin fee / account holder | $13,183 | $3,958+233.1% | $4,821+173.5% | $4,297+206.8% |