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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,723 | $78,423+41.2% | $95,964+15.4% | $79,856+38.7% |
| Participation rate | 62.5% | 73.5%-11.0pp | 77.1%-14.6pp | 69.6%-7.1pp |
| Annual return | 15.21% | 19.37%-4.2pp | 91.64%-76.4pp | 31.71%-16.5pp |
| Employer contribution / active EE | $1,875 | $1,945-3.6% | $2,541-26.2% | $2,471-24.1% |
| Participant deferral / active EE | $3,568 | $3,440+3.7% | $4,167-14.4% | $3,741-4.6% |
| Admin fee / account holder | $10,848 | $5,622+93.0% | $6,797+59.6% | $5,306+104.4% |