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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,382 | $86,294+29.1% | $111,303+0.1% | $85,854+29.7% |
| Participation rate | 61.1% | 73.3%-12.2pp | 77.3%-16.2pp | 69.3%-8.2pp |
| Annual return | 12.18% | 19.99%-7.8pp | 54.66%-42.5pp | 318.56%-306.4pp |
| Employer contribution / active EE | $1,682 | $2,043-17.7% | $2,731-38.4% | $2,565-34.4% |
| Participant deferral / active EE | $4,430 | $3,641+21.7% | $4,488-1.3% | $3,952+12.1% |
| Admin fee / account holder | $8,528 | $8,189+4.1% | $7,965+7.1% | $6,260+36.2% |