Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,338 | $81,487-43.1% | $102,412-54.8% | $80,935-42.7% |
| Participation rate | 51.7% | 66.8%-15.2pp | 74.5%-22.8pp | 67.7%-16.0pp |
| Annual return | 7.42% | 25.60%-18.2pp | 24.94%-17.5pp | 35.66%-28.2pp |
| Employer contribution / active EE | $1,061 | $3,103-65.8% | $3,870-72.6% | $2,757-61.5% |
| Participant deferral / active EE | $2,818 | $3,871-27.2% | $5,060-44.3% | $4,299-34.5% |
| Admin fee / account holder | $2,077 | $6,717-69.1% | $8,388-75.2% | $6,924-70.0% |