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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,509 | $72,269-37.0% | $101,271-55.1% | $79,852-43.0% |
| Participation rate | 51.0% | 68.5%-17.5pp | 75.8%-24.8pp | 69.6%-18.7pp |
| Annual return | 17.87% | 22.29%-4.4pp | 46.48%-28.6pp | 31.72%-13.8pp |
| Employer contribution / active EE | $1,485 | $2,692-44.8% | $3,660-59.4% | $2,471-39.9% |
| Participant deferral / active EE | $2,785 | $3,282-15.1% | $4,371-36.3% | $3,740-25.5% |
| Admin fee / account holder | $2,555 | $4,401-41.9% | $5,948-57.0% | $5,306-51.8% |