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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,033 | $86,701-81.5% | $73,309-78.1% | $125,389-87.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -4.00% | 2.78%-6.8pp | 5.67%-9.7pp | 282.24%-286.2pp |
| Employer contribution / active EE | $776 | $4,152-81.3% | $3,237-76.0% | $4,866-84.0% |
| Participant deferral / active EE | $1,930 | $5,549-65.2% | $4,991-61.3% | $5,352-63.9% |
| Admin fee / account holder | $769 | $7,768-90.1% | $5,635-86.3% | $9,541-91.9% |