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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,573 | $96,558-81.8% | $80,977-78.3% | $273,972-93.6% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 8.41% | 15.14%-6.7pp | 17.11%-8.7pp | 41.46%-33.0pp |
| Employer contribution / active EE | $1,023 | $4,869-79.0% | $3,715-72.5% | $4,869-79.0% |
| Participant deferral / active EE | $2,248 | $6,598-65.9% | $5,696-60.5% | $5,287-57.5% |
| Admin fee / account holder | $650 | $7,493-91.3% | $5,517-88.2% | $10,133-93.6% |