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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,644 | $108,911-60.8% | $100,392-57.5% | $145,884-70.8% |
| Participation rate | 85.7% | 83.0%+2.7pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 9.48% | 58.23%-48.7pp | 49.45%-40.0pp | 551.85%-542.4pp |
| Employer contribution / active EE | $1,359 | $4,420-69.3% | $3,941-65.5% | $4,662-70.9% |
| Participant deferral / active EE | $3,008 | $8,459-64.4% | $8,090-62.8% | $6,690-55.0% |
| Admin fee / account holder | $7,412 | $9,698-23.6% | $7,904-6.2% | $13,392-44.7% |